PHLIP
Professional & General Liability
Lower-cost malpractice coverage through group self-insurance.
The Palmetto Healthcare Liability Insurance Program (PHLIP) is a group captive founded in 2001 for South Carolina not-for-profit healthcare organizations. Members benefit from shared risk, early claims resolution, and dramatically lower long-term liability costs compared to the commercial market.
Program highlights
- Group self-insurance: lowest-cost alternative over time
- Early resolution of claims with possible liability
- Covers professional malpractice and general liability
- For not-for-profit healthcare organizations in South Carolina
- Financial stewardship through collective risk management
Learn more about P&GL / PHLIP
P&GL / PHLIP — Program overview
Video coming soon
About PHLIP
The Palmetto Healthcare Liability Insurance Program (PHLIP) was founded in 2001 to give South Carolina not-for-profit healthcare organizations a lower-cost alternative to the commercial malpractice and general liability market. Group self-insurance has proven to be the lowest-cost alternative over time — and PHLIP members benefit from early resolution programs that keep claims costs down while protecting patient relationships.
Quick facts
- Program
- PHLIP
- Geography
- South Carolina
- Best for
- Not-for-profit healthcare systems and organizations in South Carolina
What our members say
$5.3M saved over 9 years
“Early resolution of claims with possible liability is one of the many ways that participation in the PHLIP captive provides financial stewardship for our organization. Over the past 9 years Self Regional Healthcare has saved an estimated $5.3 million through participation in the PHLIP communication and resolution program.”
Interested in P&GL / PHLIP?
Schedule a call to learn whether this program is right for your organization. No obligation.