Lower-cost malpractice coverage through group self-insurance.

Professional & General Liability

The Palmetto Healthcare Liability Insurance Program (PHLIP) is a group captive founded in 2001 for South Carolina not-for-profit healthcare organizations. Members benefit from shared risk, early claims resolution, and dramatically lower long-term liability costs compared to the commercial market.

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We can work through brokers or directly with HR and Benefits Professionals.

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Program highlights

  • Group self-insurance: lowest-cost alternative over time
  • Early resolution of claims with possible liability
  • Covers professional malpractice and general liability
  • For not-for-profit healthcare organizations in South Carolina
  • Financial stewardship through collective risk management
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Over the past 9 years Self Regional Healthcare has saved an estimated $5.3 million

“Early resolution of claims with possible liability is one of the many ways that participation in the PHLIP captive provides financial stewardship for our organization. Over the past 9 years Self Regional Healthcare has saved an estimated $5.3 million through participation in the PHLIP communication and resolution program.”

Matthew Logan, MD, MHCM|President & CEO, Self Regional Healthcare

Interested in PHLIP?

Contact us to learn whether this program is right for your organization. No obligation.

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